Tools & Calculators: Financing Partners

Our Financial Partners Focus on Serving You
These local resources believe it pays to invest in the communities
Homes by James is helping to build

Financing is one of the most important aspects of building a new home. As a home buyer, you are faced with a number of important decisions, such as:

• When should you put your current home on the market?
• Where will you receive the best rates and terms on construction financing?
• Which lenders specialize in construction loans?
• What long-term financing options are available once your new home is completed?

At Homes by James, we do everything possible to make the building process go smoothly for you. We will work with your bank, or introduce you to financial partners we have worked with for many years. These local bankers and mortgage resources are committed to offering our clients excellent rates, terms and financing options. Because our financing partners are familiar with the communities where we build, they are committed to offering you very competitive financing options. They are also experienced in underwriting construction financing, so they can offer you more options and help you plan for a smooth transition to permanent financing once your new home is built.

BankCherokee
If you're building your new home or planning a major remodel, BankCherokee offers a variety of loans, including a One-Time Close program that covers all construction costs then converts to a traditional mortgage loan. BankCherokee also offers lot loans and a complete line of home mortgages at competitive rates, including conventional mortgages, jumbo mortgages, fixed-rate mortgages, adjustable rate mortgages, interest-only loans, and more.

• Equal Housing Lender
• Equal Opportunity Lender
• Member FDIC

For consumer information, mortgage calculators and more specific information on current rates and options, visit www.bankcherokee.com .

Village Bank
Village Bank is a family-owned and operated community bank with branches in many of the suburbs served by Homes by James. The bank not only offers a variety of mortgage loan options, but also offers reduced rates to customers who have other accounts at the bank.

• Equal Housing Lender
• Equal Opportunity Lender
• Member FDIC

The primary focus of Village Bank is always on customer service and satisfaction. This personalized banking philosophy has contributed to the bank's rapid growth. Village Bank not only offers all the latest in banking products and services, but also the employees to back them up. Staff members are committed to meeting the individual needs of Village Bank's customers and are appreciative and thankful for each of them. Village Bank is continually expanding and eager to pursue growth in new markets and meet new customers. For more information, visit www.villagebankonline.com.

Need a Help Planning Your Move?
Our partners can help

Moving is one of the top 10 stressors in life, even when you are making a move you want to make. At Homes by James, we try to reduce the complications related to your move by offering some of the other services you need and coordinating them to make sure that all of the timing works out to make your move as easy as possible.

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